Saxo and Chartered Investment cut onboarding for managed certificates to five days

Danish bank Saxo and fintech Chartered Investment announced on 7 October 2026 a service that the firms say lets asset managers start issuing actively managed certificates (AMCs) within five days, according to Finance Magnates.

The details

• The service is a module called Flow AMC on Chartered's digital platform. Chartered handles structuring, regulatory and lifecycle work, while Saxo provides the brokerage infrastructure.
• An AMC wraps a discretionary strategy in a note instead of a fund. Finance Magnates says this avoids some of the cost and set-up time of launching a fund.
• Managers trade through a single Saxo account with direct market access across global markets and asset classes.
• The firms cite growing demand in Singapore and Switzerland. Saxo holds a Monetary Authority of Singapore capital markets services licence and a Swiss banking licence, and Chartered is looking at South America and South Africa.
• Chartered was founded in 2013 and issued its first AMC in 2016. It already runs AMCs with Interactive Brokers, where assets are approaching EUR 1 billion, the report says.
• The announcement came about a month after Saxo reported an 18% year-on-year rise in first-half profit, with client assets of EUR 153 billion.

What it means for clients

This is mostly a business-to-business development, and retail investors will not see a new button in their trading app. What it shows is the growing range of wrappers built on broker infrastructure. A certificate is a debt instrument issued by a third party, so its value depends on both the manager's strategy and the creditworthiness of the issuer, in addition to market moves.

Anyone considering an AMC should look at the fee structure, the issuer, how the note can be sold, and what happens if the issuer fails. Faster onboarding for managers does not say anything about the quality of their strategies. This article is general information and not advice.